NOTICE: Revised
Membership Agreement regarding you accounts and services
The
credit union revised your Membership Account Agreement and Disclosures. The
following note the most substantive changes, but not all the changes. Please
read the whole of your Agreement which can be found on our website: https://greenvillefcu.com/news-resources/legal-information/membership-agreement-and-disclosure.
We will provide you a printed copy, if you wish, by contacting the credit union
at a branch office or by telephone at 800-336-6309 or by mailing us your
request. All changes take effect 30 days after 12/31/2020, which is the date
this Change of Terms notice is provided to all members.
Cellular Phone Contact Policy: By providing us with a telephone number for a
cellular phone or other wireless device, including a number that you later
convert to a cellular number, you are expressly consenting to receiving
communications—including but not limited to prerecorded or artificial voice
message calls, text messages, and calls made by an automatic telephone dialing
system—from us and our affiliates and agents at that number. This express
consent applies to each such telephone number that you provide to us now or in
the future and permits such calls for non-marketing purposes. Calls and
messages may incur access fees from your cellular provider.
Limitations
on Accounts and Services for Members who Reside in Non-US Countries or
Territories; or in Certain US States: (For the laws of Non-US
Countries or Territories) The Credit Union may limit, refuse,
close or terminate any account or service if: (1) we deem it necessary due to
legal/regulatory requirements of a foreign country that are not directly
applicable to US residents; or (2) we deem it to be in the Credit Union’s best
interests to not provide accounts or services due to potential exposures or
obligations under non-US laws, rules or regulations. (For Certain States as
determined by the Credit Union from time to time) The Credit Union may also
limit, refuse, close or terminate any account or service if: (1) we deem it
necessary due to legal/regulatory requirements of a state in which we do not
maintain a physical presence and/or provide services only to a limited number
of persons residing in that state; or (2) we deem it to be in the Credit
Union’s best interests to not provide accounts or services due to potential
exposures or obligations arising or related to the laws of a state where we do
not maintain a physical presence.
Virtual
Currency: We reserve the right to reject transactions regarding any
type of virtual currency (crypto currency) services and may close your account
when detected. Prohibitable transactions include but are not limited to: (i)
wires (incoming/outgoing), (ii) ACH transactions (incoming/outgoing), (iii)
privately owned ATMs dealing specifically with crypto-currency, and (iv) credit
or debit card transactions.
Natural
Disasters, Pandemics, Significant Health Concerns, and Other “Acts of God”:
FORCE MAJEURE—Neither Party will be liable for any failure or delay in
performing an obligation under this Agreement that is due to any of the
following causes, to the extent beyond its reasonable control: acts of God;
accidents; riots; war; terrorist acts; epidemics; pandemics; quarantines; civil
commotions; breakdown of communication facilities; natural catastrophes;
governmental declarations, acts or omissions; changes in laws or regulations;
national strikes; fires; explosions; or generalized lack of availability of raw
materials or energy. For the avoidance of doubt, Force Majeure shall not
include: (a) financial distress nor the inability of either party to make a
profit or avoid a financial loss, (b) changes in market prices or conditions,
or (c) a party’s financial inability to perform its obligations hereunder. This
clause shall continue to apply for a reasonable period after the cause
addressed above has subsided sufficiently to allow resumption of services. OFFICIAL
HEALTH GUIDANCE—All Credit Union offices reserve the right to
follow/implement official health guidance issued by governmental entities
and/or health organizations which may include but are not limited to: closure
of Credit Union offices; social distancing; requiring the use of Personal
Protective Equipment (PPE), such as masks, gloves, clear eye coverings, or
other requirements. These requirements may vary from office to office and may
change from time to time. FACE MASKS—For security reasons all face masks
are prohibited unless medically required or highly recommended in official
health guidance. When a mask is necessary members, non-members, contractors,
and staff may be asked to temporarily remove it before assistance is provided
and transactions completed for adequate identification and ease of
communication. If you feel you cannot remove your mask temporarily for
identification inside a branch, you may use the Credit Union’s Drive-through
service to conduct your transaction. We will also consider any requests for
special appointments where your identity can be verified upon entering Credit
Union property.
