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ABA Routing 253279196

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Commercial Checking

Mechanic in apron uses phone in bicycle shop, exploring tailored commercial benefits for small businesses.

A Checking Account for your Business

Your checking account should fit the way you do business. To pick the best option, consider your minimum balance and estimated number of monthly items. “Items” may include any check, ACH funds transfer, teller cash withdrawal, ATM withdrawal, debit card purchase, fee, charge, or other amount that is added to or subtracted from your balance. All checking accounts offer free online banking, bill pay, and Visa debit cards.

Monthy Fee
Minimum Balance
Minimum Deposit
Number of Items Per Month
Fee For Additional Items
Cash Deposits/ Withdrawals Allowed Per Month
Fee For Additional Cash
Basic Commercial Checking

None

$100

$100

50

$0.20

$1,000

0.0010% of Balance Over Cash Limit

Preferred Commercial Checking

$8.00

$2,500

$2,500

250

$0.20

$2,500

0.0010% of Balance Over Cash Limit

Analyzed Commercial Checking*

$14.00

$5,000

$5,000

Unlimited

$0.20

$5,000

0.0010% of Balance Over Cash Limit

Non-Profit Checking

None

None

$100

250

$0.20

$2,500

0.0010% of Balance Over Cash Limit

Application Checklist

Greenville Federal Credit Union Visa card featuring contactless chip for commercial checking accounts.

Business Visa Debit card

A convenient way to access your checking account is with the Visa® Debit Card.

 

• Free with any Commercial Checking Account

 

• No annual fees

 

• Use for debit, including cash back at the register, and ATM transactions (over 28,000 no-surcharge ATMs in network)

 

• Funds automatically deducted from your account

 

• 24/7 access to your account

 

• Accepted anywhere you see the Visa® symbol

* Earnings Credit applied to reduce or eliminate fees on the account.

Earnings Credit Rate: Average monthly collected balance x .30% / days in a year x days in a month] – service charges. If the earnings credit allowance exceeds total monthly service charges, the service charges, other than explicit fees (if any apply), will be fully offset. If the monthly allowance (credit) earned does not exceed the total service charges incurred, then the service charges will be offset by the amount of allowance earned and the remaining amount will be assessed to the account along with any explicit fees that may apply.

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