Savings Rates

Current Savings Rates

Effective March 1, 2026

Type

Regular Share Savings – Tier 1

Regular Share Savings – Tier 2

Club Accounts

Regular Share Checking

Kasasa Cash Back Checking

Kasasa Cash Checking

Features

$0.00 – $1,999

$2,000 and up

—

Non-qualifying

Qualifying <=$5,000

Qualifying >$5,000**

Div. Rate

0.05%

0.10%

0.05%

4.89%

0.05%

APY*

0.05% APY*

0.10% APY *

0.05% APY*

0.05% APY *

0.05% APY*

5.00% APY*

0.05% APY*

Share Term Certificates

Share Term Certificate 30 month Step Up

91 day

6 month

12 month

18 month

24 month

28 month – Liquid CD

30 month

36 month

48 month

60 month

Features

$500 min

$500 min¹

$500 min

Div. Rate

3.05%

2.75%

3.25%

3.20%

3.25%

3.50%

3.20%

3.30%

3.40%

3.50%

APY

3.09% APY*

2.78% APY*

3.28% APY*

3.29% APY*

3.24% APY*

3.29% APY*

3.55% APY*

3.24% APY*

3.34% APY*

3.44% APY*

3.55% APY*

Share Retirement Accounts (IRAs)

Share Retirement Account (IRA) 30 month Step Up

IRA Floating Rate

IRA Certificate – 6 month

IRA Certificate – 12 month

IRA Certificate – 18 month

IRA Certificate – 24 month

IRA Certificate – 30 month

IRA Certificate – 36 month

IRA Certificate – 48 month

IRA Certificate – 60 month

Features

Traditional and Roth

Div. Rate

3.05%

2.50%

3.25%

3.20%

3.25%

3.20%

3.30%

3.40%

3.50%

APY

3.09% APY*

2.52% APY*

3.28% APY*

3.29% APY*

3.24% APY*

3.29% APY*

3.24% APY*

3.34% APY*

3.44% APY*

3.55% APY*

Yield-Plus Savings

Yield-Plus Savings – Minimum Deposit $2,000

Yield-Plus Savings – Tier 1

Yield-Plus Savings – Tier 2

Yield-Plus Savings – Tier 3

Yield-Plus Savings – Tier 4

Yield-Plus Savings – Tier 5

Yield-Plus Savings – Tier 6

Features

Below Minimum $2,000

$2,000 to $24,999.99

$25,000 to $74,999.99

$75,000 to $124,999.99

$125,000 to $174,999.99

$175,000 to $249,999.99

$250,000 and above

Div. Rate

0.05%

1.00%

1.25%

1.50%

1.90%

2.20%

2.45%

APY

0.05% APY*

1.00% APY*

1.26% APY*

1.51% APY*

1.91% APY*

2.22% APY*

2.47% APY*

Yield-Plus Checking

Yield-Plus Checking – Minimum Deposit $2,000

Yield-Plus Checking – Tier 1

Yield-Plus Checking – Tier 2

Yield-Plus Checking – Tier 3

Yield-Plus Checking – Tier 4

Yield-Plus Checking – Tier 5

Features

Below Minimum $2,000

$2,000 to $9,999.99

$10,000 to $24,999.99

$25,000 to $49,999.99

$50,000 to $74,999.99

$75,000 and above

Div. Rate

0.05%

0.25%

0.35%

0.45%

0.50%

0.55%

APY

0.05% APY*

0.25% APY*

0.35% APY*

0.45% APY*

0.50% APY*

0.55% APY*

General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.

*Annual percentage yield.
**Split APYE of 5.00% to 0.05% on balances over $5,000.00, based on an assumed balance of $250,000.00 and an assumed statement cycle of thirty-one (31) days.
+New money or renewals only. Also available for commercial accounts.

1 Maximum initial deposit limited to $500,000.

All rates are subject to change without notice. For complete account terms and conditions, call or write to: Greenville Federal Credit Union, 1501 Wade Hampton Blvd., Greenville, SC 29609,(864) 235-6309 or (800) 336-6309.